All of em. Every single one. They gotta go.
Everything about them pulls you down.
Points? What points?
You spent $40 more than you would have and got 2% back. You aren’t saving money. The card doesn’t ‘pay for itself’.
Nonsense.
Just toss em. Forget them. Leave em at the gas station. Drop them in the subway. Straight to the trash.
Use a debit card. Use cash.
You might as well get pints since you were going to spend the money anyway?
Credit card users spend 20% more. Look it up.
Credit cards gamify spending. The idea of getting points excites you so spend more than you would have. Google it.
Get free. Lose your cards.
Lending money is evil. Always has been. “Usury”. Check your dictionary.
Start missing payments and they charge 29.99% interest a year. That’s evil. That’s sinful.
Switch over your payments to your debit card. You will instantly spend less. You will have more. Carry cash. Stop putting your faith in points. In a credit score.
You are scared because you don’t have enough on your bank account to pay for it. Exactly. That’s exactly the problem,. You are spending what you don’t have. Stop spending now!
You gotta toss the credit cards.
You gotta get free.
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